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Is your machinegun collection insured?


maxfaxdude
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Is your machingun collection insured?  

26 members have voted

  1. 1. Is your machinegun collection insured?

    • Yes, all of it is insured.
    • Yes, part of it is insured.
    • No
    • I'd rather not say.


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Not to make this sound ridiculous, but i'll give a try anyhow. Some time ago the most recent thread about who to use for insurance came up and I contacted both the top two most recommended for a quote. They came back with such a high number that I could have bought the entire collection again in just over a decade. My house is worth twice as much and pay way less and I understand that that is not a fair or equal shake at it, but the cost analysis did work out in either of their favor.

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Collectibles....They cover shipping (fed ex) ,public carrier (i have flown a dozen times with MG'S) and you tell them what they are worth for replacement value. I worry very little about someone burglarizing my safes,but transport,public shoots and shows sometimes worries me.

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Not to make this sound ridiculous, but i'll give a try anyhow. Some time ago the most recent thread about who to use for insurance came up and I contacted both the top two most recommended for a quote. They came back with such a high number that I could have bought the entire collection again in just over a decade. My house is worth twice as much and pay way less and I understand that that is not a fair or equal shake at it, but the cost analysis did work out in either of their favor.

 

Where you live in addition to having an alarm system and safe all make a huge difference in the cost of insurance.

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  • 3 weeks later...
  • 3 weeks later...

I shopped them all.

Eastern was far away the best value.

 

Also they insure not only guns but other collectibles so you can lump them together for a better rate..
no cars or jewelry though :(

 

The clincher was you dont have to schedule (itemize) any item less than $50,000 for the policy I bought.

 

Different carriers may have different rates for different states.

Eastern was best for my area and conditions; IE how far from a fire station are you , do you have cameras and alarms... are they in a safe ? etc.

Edited by lightguy
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