Posted 24 February 2004 - 07:17 PM
I had 2 guns stolen about 7 years ago from my home, a S&W66 and a P38 war trophy. At the time I carried insurance with the "NRA sponsored" company. They drove me nuts with all the paperwork to the point I realized that I would be better off spending my time working to replace the value of the guns. They wanted police reports, serial numbers of the stolen guns, SERIAL NUMBERS OF EVERY OTHER GUN I OWNED, original bills of sale, copies of the ATF forms from the dealer(who was no longer in business), notarized statements from me, notarized statements from everyone who had access to the house, pictures of each weapon, the original shipping boxes. One of the guns was a war trophy. The Germans didn't give out bills of sale or original shipping boxes when they were killed, but try and explain that to someone looking for an excuse not to pay off on a claim. It seemed they were never satisfied. I would have had to bring them to court to force them to pay up. Bottom time: they never paid a penny and it was cost prohibitive to bring the insurance company to court, so I cancelled the insurance. Buy a big fireproof safe and make sure and read the fire rating on each safe for duration and temperature as they vary widely. IMHO NRA INSURANCE IS NOT CHEAP, IT IS WORTHLESS!
Carey